What You Need to Know About Your Business and COVID-19
The Georgia Hispanic Chamber of Commerce is listening to the direction of Governor Brian Kemp and in order to flatten the curve of COVID-19, we are practicing social distancing. Our GHCC team will be working remotely during the regular business hours of Monday – Friday from 9:00AM – 5:00PM. You may reach us by calling 404-929-9998.
We encourage members to stay up-to-date with information from Federal, State and local resources regarding COVID-19 and to take all necessary precautions for your business and employees. Below is a list of resources.
HEALTH RESOURCES FOR EMPLOYERS & EMPLOYEES
The White House
Center for Disease Control (CDC) Guidelines for Businesses
- Interim Guidance for Businesses and Employers
- What You Need to Know About COVID-19
- What to Do If You Are Sick With COVID-19
U.S. Chamber of Commerce
Georgia Department of Public Health (DPH)
- COVID-19 Hotline (844) 442-2681
U.S. Travel Association
POLICY & ECONOMIC IMPACT
Coronavirus Aid, Relief, and Economic Security (CARES) Act
Congress has approved $350 billion in emergency loans for small businesses to help them keep workers employed. In fact, if small businesses maintain or later restore their payrolls, they may not have to repay some — or possibly any — of the loan. Here’s a guide and checklist from the U.S. Chamber of Commerce to help your small business through the process.
- For more information on the CARES Act: The Small Business Owner’s Guide to the CARES Act
Essential Business Guidance
The Cybersecurity & Infrastructure Security Agency’s (CISA) provides an “Essential Critical Infrastructure Workforce” advisory list at https://www.cisa.gov/
Small Business Administration (SBA)
Georgia has been issued a Disaster Declaration by the Small Business Administration (SBA). What this means is that the SBA is offering low-interest federal disaster loans for working capital to Georgia small businesses that are suffering substantial economic injury as a result of the Coronavirus (COVID-19). These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. Loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact.
Applicants may apply online at https://disasterloan.sba.gov/ela.
The deadline to apply for an Economic Injury Disaster Loan is Dec. 18, 2020.
Please note that applicants are applying for the Economic Injury Disaster Loan (EIDL) Program, so they MUST select the Economic Injury (EIDL) Loan Option. If they select the wrong option, they do not have to re-register but they will need to start the application again.
The following PDF explains the Three Step Loan Process: https://disasterloan.sba.gov/ela/Documents/Three_Step_Process_SBA_Disaster_Loans.pdf
Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email firstname.lastname@example.org or visit https://www.sba.gov/disaster for more information on SBA disaster assistance.
The Georgia Department of Labor (GDOL)
Employers are required to file partial claims on behalf of their employees whenever it is necessary to temporarily reduce work hours or there is no work available for a short period. Filing partial claims results in your employees receiving unemployment insurance (UI) benefit payments faster, usually within 48 hours for claims filed electronically.
At this time, the Georgia Department of Labor has temporarily closed its doors to the public but is providing online access to unemployment services, partial claim access for employers, and other reemployment services.
Please see the following links for quick access to the following:
- How Employers File Partial Claims
- How to File an Unemployment Claim
- GDOL website: https://dol.georgia.gov/
IRS Tax Payment Relief
The Treasury Department and the Internal Revenue Service are providing special payment relief to individuals and
businesses in response to the COVID-19 Outbreak. The filing deadline for tax returns has been extended from April 15 to July 15, 2020. The IRS urges taxpayers who are owed a refund to file as quickly as possible. For those who can’t file by the July 15, 2020 deadline, the IRS reminds individual taxpayers that everyone is eligible to request an extension to file their return.
- For more information, visit https://www.irs.gov/newsroom/payment-deadline-extended-to-july-15-2020
Occupational Safety and Health Administration (OSHA)
Georgia Chamber of Commerce’s Resource Page
Office of the Governor Brian Kemp
- Latest news on COVID-19: https://gov.georgia.gov/
Resilience in a Box
Developed by the U.S. Chamber Foundation and The UPS Foundation, Resilience in a Box is based on best practices and designed to educate business leaders on disaster preparedness and business resilience.
RESTAURANTS & FOOD SERVICE WORKERS RESOURCES
Georgia Department of Public Health
- COVID-19 Guidance – Restaurants & Food Service
- If you have an employee who tests positive for COVID-19, contact the Georgia Department of Public Health at 1-866-PUB-HLTH (1-866-782-4584)
National Restaurant Association
Georgia Restaurant Association
Relief Efforts In Support of Restaurant Workers
- List: Relief Funds for Coronavirus-Affected Restaurants, Bars, and Food Service Workers
- One Fair Wage provides free emergency cash assistance to restaurant workers, delivery drivers, and other tipped and service workers impacted by the crisis.
- United States Bartenders Guild Emergency Assistance Program. You do not need to be a member of the guild to receive their assistance.
- Giving Kitchen is a nonprofit organization that provides emergency assistance to food service workers through financial support and a network of community resources.
- Food service workers in Georgia who have been diagnosed with COVID-19 and/or those who are under doctor’s orders for a mandatory quarantine should fill out an online form to request assistance by going here: https://thegivingkitchen.org/help
- Food service workers experiencing hardship who do not meet these criteria may still be eligible for resource referrals through their Stability Network. If that’s the case, they should fill out the online form to request assistance: https://thegivingkitchen.org/help
- Giving Kitchen cannot cover unemployment due to COVID-19
- For further information, you can email them at email@example.com or call 404-254-1227
- Si hablan Español, pueden contactarse directamente con Talía para más información a firstname.lastname@example.org o llamando al 404-334-0239.
James Beard Foundation
Food and Wine’s Pro Guide to Coronavirus
OTHER FINANCIAL RESOURCES
DeKalb County Community Development Small Business Loan Program
The DeKalb County Community Development Department, partnered with Access to Capital for Entrepreneurs (ACE) offer direct loans and financing for working capital to small businesses located in, moving to, or expanding within DeKalb County, Georgia.
- For further information: https://www.dekalbcountyga.gov/sites/default/files/user2778/DeKalb%20County%20ACE%207-26-17.pdf
Invest Atlanta Business Continuity Loan Fund (BCLF)
Invest Atlanta provides economic assistance for Atlanta businesses affected by COVID-19 by offering small business zero-interest loans through the Business Continuity Loan Fun (BCLF).
- For further information: https://www.investatlanta.com/business-continuity-loan-fund
Facebook Small Business Grants Program
Facebook is offering $100M in cash grants and ad credits for up to 30,000 eligible small businesses in over 30 countries where we operate. We’ll share more details as they become available. Sign up for their updates.
GoFundMe Small Business Relief Initiative
GoFundMe has partnered with Yelp and Intuit QuickBooks to provide small business owners with the financial support and resources needed to continue running their businesses during and after the coronavirus crisis. The Small Business Relief Fund will be issuing $500 matching grants to qualifying businesses that raise at least $500 on GoFundMe.
- For further information: https://www.gofundme.com/c/